Personal finance, clear and simple.
If you're tired of feeling like you don’t have enough to show for the money you make and you just wish you could get into the groove of healthier and wealthier habits without putting your funds on lockdown, I’m here to explain this not-so-complex financial stuff to you in a friendly way so you can find a loving and balanced relationship with your finances and fund a life you love.
Not sure where to even begin with your finances now that you're in the thick of it?
I'm Michelle Bobrow, Certified Personal Finance Counselor® and Chief of Cha-Ching at The Holistic Wallet. I founded The Holistic Wallet to make boring finance actually enjoyable and teach ambitious professionals and business owners how to manage their money with ease!
I focus on money psychology to integrate healthy and balanced financial habits into our lives. Through strategic planning and mindful coaching, I turn numbers into a work of art as I design holistic budgets and sustainable systems for you to pay of your past, save for your future, and enjoy the present.
If you’re just starting out or have been struggling to get a handle on your finances for some time, you’re in the right place!
Michelle is a budget ninja. She’s the best at creating a budget that fits with your lifestyle. Had someone told me that I could be on a budget and feel richer, I would have called them crazy. But that’s only because I hadn’t met Michelle yet. I have never been on a budget before and literally felt like I had more money than I had in my whole life – all the while saving money, paying off my credit card debt, and still having enough money to go out to dinner with my friends and buy myself new stuff. It was wild!
Do yourself the favor- quit waking up in the middle of the night stressing about your bills, stop feeling guilty about buying something for yourself and pay off your debt in a way that feels easy and work with Michelle. It wasn’t until I got really honest with Michelle about my money situation that I really got honest with myself that a change started to happen. Worth. Every. Penny.
- Cristina H, Philadelphia, PA
Michelle helped me identify exactly what it was I was seeking to afford with my money. I’ve always struggled with my finances and this was the first time I really took them seriously and worked towards the goals I set. The strategies + the mindset + the numbers broken down. MAGIC!
-Liz A., New York, NY
Michelle whipped my financial life into shape! Not only did I get a plan of action, but the plan was actually FUN to implement. It’s not just numbers and logic – Michelle is very clear about that. The reason this worked so well for me was because it took my personality into account and didn’t try to make me someone I’m not. I’m never going to be somebody that reads up on the latest market trends or attempts extreme couponing. But Michelle gave me the toolbox to make informed and controlled choices with my money. Every time I hear someone complain about money issues, I connect ’em to Michelle.
-Aislinn R., New York, NY
I broke even on the cost of working with Michelle in the first month! (And, yes, I know what ROI is now!) I spent money and made money at the same time! The knowledge and skills you get from Michelle are priceless though. I had so many misconceptions about money that were messing me up and I didn’t even know it. I thought I would have to make more money to get rid of my money stress and that wasn’t the case with Michelle’s help. I can’t describe what it’s like to have that weight lifted off my shoulders. I’m just really glad I didn’t wait until I was earning more to work with Michelle.
– Dani S., Stuart, FL
The word “budget” means something totally new to me since working with Michelle. I actually feel wealthier on a budget than I ever did without one. I remember Michelle telling me “A budget is a plan, not a challenge” and that really stuck with me. It helped me treat my finances like part of my lifestyle and less like a diet or a project.
– Lynn G, Fort Wayne, IN
WORK WITH ME
Customized personal finance strategies!
- are trying to get out of debt, but can’t decide on the best strategy,
- have seven money apps on your phone but no budget,
- see money come into your bank account but kinda feel like it keeps disappearing into thin air,
- would like to save and invest your money but all the options make your head spin,
- have big dreams with big price tags but getting there seems impossible,
- know you need a plan but every time you sit down to map it out, you stress-eat a bunch (or a box) of cookies instead…
The Holistic Wallet is here to help!
The perfect balance of money mindset mastery and sustainable and strategic planning for all of your financial and life goals. Changing decades of destructive money beliefs and habits is hard and figuring out the best strategy for your unique personality can take years of trial and error. Let's work together to speed up the process!
Self-Study & D.i.y.
The Holistic Wealth School programs are designed to teach financial literacy and mindful money habits at your own pace using your own financial info to create a hands-on learning experience. You finish every program having designed your own financial plan with actionable steps. See what's inside here by clicking the button below.