I’m Michelle Bobrow, the financial coach and money strategist behind The Holistic Wallet. Having gone from shopaholic to personal finance addict to a happy, balanced place in between, I have a uniquely effective approach to all matters of money.
I founded The Holistic Wallet to help business owners and ambitious professionals set up simple money systems and embody healthy money habits so they can enjoy the money they work so hard to earn rather than stress over it.
If you’re just starting to pay attention to your money or you’ve been stressing out about this stuff for some time, you’re in the right place to get your money house in order so you can do BIG things.
Let’s turn your money mayhem into money magic!
ABOUT THE HOLISTIC WALLET
Here at The Holistic Wallet, we believe that your net worth doesn’t change who you are or measure your success. Actually, it doesn’t mean a damn thing about you! The only thing that matters with your money is that you use it to live a life that makes you feel proud.
We all know by now that money doesn’t buy happiness. But here’s the thing: That ambitious, passionate, and purpose-driven lifestyle you’re after costs money. That’s why getting your finances in shape is a radical and uncommon act!
Earning more money helps but it isn’t the only fix; knowing how to manage the money you’re already making is the secret sauce! More money just becomes more problems when you don’t know what you're doing with it.
When your money house is in order, all the other logistics in your inspired life just flow. You get to live the life you’ve always wanted when you put your money where your heart is.
The Holistic Wallet is here to provide creative and down-to-earth guidance to rein in control of your income and expenses, overcome your mental money blocks, and optimize your cash flow.
All that stuff about creating a life you love – that’s on you! Laying a financial foundation so you can bankroll it all with ease – The Holistic Wallet is in the house!
I grew up believing that debt was a fact of life and wealth was for the greedy and selfish. I thought that the more money I made, the more stressful and misguided my life would become. I used hand sanitizer every time I touched a dollar.
I graduated from college overwhelmed with student loans and credit card debt without any sufficient knowledge of financial planning or money management. I started a decade-long career in corporate banking just working to pay off my past and save for my future, but consumption and IOUs were my way life and old habits die hard!
I sought out a financial planner to help me optimize my cash flow and create sustainable financial strategies, but I only found a mass offering of investment advisors and insurance options and a total void of anyone who could show me how to actually practice good financial habits. So I poured my artsy-fartsy, creative juices into my love of numbers and analytics and devised extraordinary plans to reach my financial goals and create my ideal life on my own.
The more financial goals and lifestyle upgrades I accomplished and the more I turned destructive money habits into constructive choices, the more I wanted to share my wealth…of knowledge!
I love numbers and planning and logic – that’s my jam! – but I set out to provide financial planning with a more holistic approach that incorporates not just frugal preparedness for far-out retirement but ease and happiness in our day-to-day interactions with money.
What's the point in working so hard to earn more and more money if we're just stressed out all the time?
After getting certified as a CPFC® and completing an assortment of vigorous IFC®-accredited coaching workshops, I finally launched The Holistic Wallet in the fall of 2014.
The Holistic Wallet grew out of my own personal dissatisfaction with the personal finance industry and its intimidating emphasis on rules and frugality. I prefer to utilize our creative and emotional energy (rather than stifle it!) to get conscious and intentional with our money, so we could do the stuff we really cared about NOW – not just when we’re old and saggy and retired.
Want to work with The Holistic Wallet?
The perfect balance of money mindset mastery and sustainable and strategic planning for all of your financial and life goals. Changing decades of destructive money beliefs and habits is hard and figuring out the best strategy for your unique personality can take years of trial and error. Let's work together to speed up the process!
Self-Study & D.I.Y.
Budgets & Big Things is designed to teach financial literacy and mindful money habits at your own pace using your own financial info as a hands-on learning experience. You finish the program having designed your own financial plan and money makeover stress-free. Enroll now and start as soon as you want!